Yusker Payments

Build payments into hospitality.

Yusker Payments is the vertically-integrated payments platform behind Yusker's eat & drink network — one API for onboarding venues, accepting card and digital-wallet payments, splitting fees, and settling to a general ledger. Canadian-native, card-present and card-not-present, built for the table.

Quickstart →

Onboard a merchant and take your first payment in five minutes.

Authentication →

Secure your API requests with a Yusker API key.

Accept a payment →

Tokenize a card and create a Transfer with an application fee.

Webhooks →

Receive real-time settlement, payout, and dispute events.

What Yusker Payments does

Most payment stacks stop at "move the money." Yusker Payments is built as a managed payment facilitator: it boards sub-merchants (venues) under a single platform, prices each one, moves funds from the diner to the venue, keeps a transparent platform fee, and posts every cent to a double-entry ledger — the same rails that power pay-at-table, online ordering, and marketplace payouts across the Yusker network.

Onboarding — provision a venue as a merchant with KYB in a single call.
Payments — tokenized card, Apple Pay, Google Pay, and Interac; QR / hosted-fields (card-not-present) and certified terminals (card-present).
Money movement — destination charges route funds to the venue and hold back the platform fee automatically.
Reconciliation — settlements, payouts, refunds, and disputes stream to your systems over webhooks and post to the ledger.

The resource model

Four primitives compose every flow:

Merchants — a venue that can accept payments, created from an Identity carrying its KYB.
Payment Instruments — a tokenized card or bank account. Raw card data never touches your servers.
Transfers — a debit (a sale) against a merchant, carrying the platform fee.
Events — the asynchronous truth: settlement, payout, dispute, and account updates.

Canadian-native, on a path to Tier 1

Yusker Payments settles in CAD, prices to Canadian interchange, and treats Interac as a first-class rail — not an afterthought bolted onto a US-first processor. Today Yusker operates as a managed platform on sponsored rails; the roadmap graduates Yusker to a direct, Tier 1 network integration — including direct Interac connectivity — so more of the funds-flow, settlement timing, and economics live inside Yusker. The API you build against today does not change as those rails graduate underneath it.

Sandbox first

Every endpoint in these docs works against the sandbox with test credentials and test cards — no signed agreement required to start building. See Testing.

Quickstart